CivicPool

For diaspora mutual aid societies

When we lose someone, the whole village shows up.

CivicPool helps your society fund a dignified funeral within days, the way our elders did, with every dollar on the record.

Up to 500village members stand behind each family
$20each, for example, by the first Friday
1stthe funeral home is paid before anything else
60 daysto account for every dollar

Eshitabu shiamasikaThe book of tears.

In western Kenya, every village elder kept a ledger of what each family gave at a funeral. Missing it was taboo, and the practice lives on today.

CivicPool carries that book forward, so your village's support is kept safe and no family becomes a public charge.

How a funeral is funded

Four steps, from the first call to the last receipt.

  1. Two people confirm

    A member reports the death with evidence. The family's sponsor and a society officer both confirm it.

  2. The village gives

    Every member pays the same set amount by the first Friday.

  3. Providers are paid first

    The funeral home is paid directly, ahead of anything else.

  4. Every dollar accounted for

    The burial fiduciary files a full accounting within sixty days.

A funeral, not a payout.

When a society funds a funeral, it performs a public service: a burial that never has to fall to the state. Each one is recorded in the society's annual Public Benefit Report.

Built on trust, not promises

The money is your society's. CivicPool just keeps the book.

Money stays with your society

Contributions go straight to the society's own U.S. bank account through Stripe. CivicPool never holds funds and is not a money transmitter.

No one acts alone

Every disbursement needs two people to approve it.

A record no one can quietly change

Tamper-evident logs, kept for seven years.

Made for families on two continents

Members here in the United States, relatives at home. Family members can belong to different villages, and sponsors and stewards know every member. Member numbers are issued once and never reused.

Built with The $50 Club of Delaware Inc., a 501(c)(3) public charity of Kenyan Americans.

Simple, open fees

Taken at payment, never added on top.

$0 added

Members pay exactly the society's contribution amount.

1% + 2.5%

The platform's share of each contribution: 1% for operations and 2.5% for the service.

6 months

The platform's share is waived for a founding society's first six months.

Operating expenses are passed through at cost and net to zero every month. Optional add-ons, such as society branding, are billed monthly.

Frequently asked questions

Is CivicPool a bank or an insurer?

No. Contributions are member-to-member gifts collected by the society, as the community's agent; no benefit amount is promised.

Where does the money sit?

In the society's own U.S. bank account, settled by Stripe.

Can relatives outside the United States be covered?

Yes, as covered relatives. Every payee must be a U.S. person with a U.S. account.

What does a member need to join?

An invite code, a phone number or e-mail, and the details of covered relatives.

What does the society's officer see?

A validation queue, calls, disbursements, statements and settings, in the same app.

Bring your village's book online.

All you need is the invite code from your society's administrator.

Join your society